Ricardo Salazar REALTOR® · RCR Real Connect Realty
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Ricardo Salazar · REALTOR® · TREC #643769 · RCR Real Connect Realty (broker license #9012393)

Investor sheet · MLS# 29776671 · https://ricosalazar.com/properties/25921-birch-st-harlingen-tx-78552-29776671

For sale

$125,000

Price cut $5K

25921 Birch St., Harlingen, TX 78552

bd
2
ba
2
ft²
1,164
Est. cash flow +$23/mo · Est. cap rate 6.2% See the numbers →

MLS# 29776671 · Listed by Damaris Palacios, LEGACY REALTY GROUP RGV · Tel. 956-496-2034

  • TypeSingle-family home
  • Year built1983
  • Lot0.27 acres
  • Price / ft²$107
  • Est. rent$1,225/mo Est.
  • Gateway International Bridge≈ 40 min approx.
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Description

Introducing this fully furnished, move-in-ready home featuring 2 bedrooms, 2 bathrooms, and an additional versatile room that can be used as a man cave, home office, or additional bedroom. Situated on over a quarter-acre lot, this property is fully fenced and offers an RV pad, 1-car garage, 1-car carport, and plenty of space for future improvements. Appliances included are the stove, refrigerator, washer, dryer, microwave, and oven. The property has no known history of flooding and is conveniently located less than a minute from the expressway, with easy access to restaurants, shopping, and major stores. Truly a must-see property, and the sellers are motivated!

Property details

Type
Single-family home · Single Family Residence
Status
For sale
MLS#
29776671
Price
$125,000
Price per ft²
$107
Bedrooms
2
Bathrooms
2
Living area
1,164 ft²
Lot size
0.27 acres
Year built
1983
Subdivision
Sunvalley Acres
City
Harlingen
County
Cameron
Days on market
160
Listed
May 22, 2026
Last updated
Sep 3, 2026, 6:41 PM CT

Numbers for investors

Price per ft²

$107

Source: MLS listing

Estimated rent

$1,225/mo

Gross yield 11.8%

Asking rent: median of 5 active rentals, ZIP 78552, 2 bedrooms (not signed leases) · RGV MLS, Oct 28, 2026

Days on market

160

Source: MLS listing

Est. fixed costs per month
$333/mo Est.
Cash to close with 25% down
$35,000 Est.
Est. cap rate
6.2% Est.

How we calculate the cap rate, and how accurate it is

General information only, not legal, tax or financial advice. Ricardo Salazar is a licensed real estate agent, not an attorney, CPA or lender. Consult qualified professionals in the U.S. and Mexico.

Investment calculator · Estimates

What could it earn?

Purchase

List price per the MLS. Try your own offer.

25%

100% = cash purchase, no loan.

7%

Planning assumption, not a lender quote.

Loan term
Income
/mo

Asking rent: median of 5 active rentals, ZIP 78552, 2 bedrooms (not signed leases) · RGV MLS, Oct 28, 2026

8%

Share of the year the property sits empty.

Expenses
/yr

Estimated at 2.2% of the price per year. Verify it with the Cameron Appraisal District.

/yr

Estimated at 1% of the price per year; coastal wind coverage can cost more.

/mo

If the property has an HOA, enter the monthly dues.

5%

% of collected rent.

8%

% of collected rent, if you hire a manager.

3%

Buyer side: title, appraisal, lender fees (estimate).

How we calculate the cap rate, and how accurate it is

Cap rate = NOI ÷ price. NOI is the rent you would collect in a year, after vacancy, minus the costs of running the property. The loan is left out, so the cap rate measures the property as if you paid cash.

Gross rent, 12 months Estimate
$14,700
Gross yield: rent ÷ price, before costs
11.8%
minus Vacancy (8% of gross rent) Assumption
$1,176
equals Rent collected
$13,524
minus Property tax Estimate
$2,750
minus Insurance Estimate
$1,250
minus HOA dues, 12 months Not provided
$0
minus Maintenance (5% of rent collected) Assumption
$676
minus Management (8% of rent collected) Assumption
$1,082
equals Net operating income (NOI)
$7,766
divided by Price MLS listing
$125,000
equals Cap rate
6.2%

Amounts are rounded to the dollar; the cap rate uses the exact figures.

Is it accurate?

It is an estimate, not a quote or a guaranteed return. It is only as good as its inputs:

  • From the MLS listing: price
  • Our estimates and assumptions: rent, property tax, insurance, vacancy, maintenance, management
  • Not provided, counted as $0: HOA
  • MLS figures are what the listing reports. We have not verified them.
  • Listings in this MLS do not include property tax, so unless you enter your own figure we use 2.2% of the price a year. Look up the property’s value and taxing units at the Cameron Appraisal District (opens in a new tab); a rental does not get the homestead exemption.
  • If a listing advertises its own cap rate, it may leave out vacancy, management or other costs, which makes it look higher.
  • To confirm it, ask for the current lease or rent roll, last year’s tax bill (Cameron County Tax Assessor-Collector) and your own insurance quote from a Texas-licensed agent; coastal wind and flood coverage can cost much more. For a specific property, Ricardo can ask the listing agent for the lease, the tax bill and what the seller pays for insurance.

What it leaves out

  • The mortgage. Your loan shows up in cash flow and cash-on-cash, not in the cap rate.
  • Big repairs and replacements (roof, A/C, appliances) and savings set aside for them.
  • Utilities, lawn care or pest control, if the owner pays them.
  • Closing costs, leasing fees, income taxes in the U.S. or Mexico, and depreciation.

Location and drive times

25921 Birch St., Harlingen, TX 78552 Open in Google Maps (opens in a new tab)

  • Gateway International Bridge≈ 40 min approx.
  • B&M International Bridge≈ 40 min approx.
  • UTRGV Brownsville campus≈ 40 min approx.
  • Veterans International Bridge at Los Tomates≈ 40 min approx.
  • Port of Brownsville≈ 40 min approx.
  • South Padre Island (Queen Isabella Causeway)≈ 55 min approx.
  • SpaceX Starbase launch site, Boca Chica≈ 60 min approx.

Approximate car times computed from the map: city pace for the first 10 km, highway pace after that, and trips that would cross the ship channel go around it by the Port. They do not include traffic, bridge waits or launch-day road closures.

Schematic

Approximate positions; not a navigation map.

  • Area (opens its page)
  • International bridge
  • Main highway
  • Ship channel

Gateway Bridge to South Padre Island: ≈ 37 km (23 mi) in a straight line.

Base map data © OpenStreetMap

Buying from Mexico with a loan?

Ricardo is not a lender. Ask him which loan types exist for foreign buyers and which documents lenders usually request.

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Ask about this property

Ricardo Salazar

REALTOR® · TREC #643769

Ricardo Salazar

RCR Real Connect Realty

  • Español
  • English
Phone / WhatsApp
+1 (956) 592-5052
Website
https://ricosalazar.com/

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Single-family home · Harlingen

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Listing office: LEGACY REALTY GROUP RGV

Listing agent: Damaris Palacios

Office contact: 956-496-2034

MLS# 29776671 · Last updated

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$125,000Est. cash flow +$23/mo

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25921 Birch St., Harlingen, TX 78552 · MLS# 29776671