Ricardo Salazar REALTOR® · RCR Real Connect Realty
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Ricardo Salazar · REALTOR® · TREC #643769 · RCR Real Connect Realty (broker license #9012393)

Investor sheet · MLS# 29778892 · https://ricosalazar.com/properties/2121-su-casa-cir-harlingen-tx-78550-29778892

For sale

Single-family home

2121 Su Casa Cir, Harlingen, TX 78550

$446,000

Price cut $5K
bd
3
ba
4
ft²
2,558
Est. cap rate 0.1% See the numbers →

MLS# 29778892 · Listed by Debbie Del Bosque, CENTURY 21 JOHNSTON COMPANY · Tel. 956-425-3333

  • TypeSingle-family home
  • Year built2026
  • Lot0.26 acres
  • Price / ft²$174
  • HOA / month$58
  • Est. rent$1,625/mo Est.
  • Gateway International Bridge≈ 40 min approx.
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Description

MOVE-IN READY NEW CONSTRUCTION ON A CORNER LOT! Welcome to 2121 Su Casa, featuring 3 bedrooms, 3.5 baths, and a dedicated office. Each bedroom includes its own full bathroom, with an additional half bath for guests. The open-concept layout connects the kitchen, dining, and living areas, complemented by wood-look tile flooring throughout. The kitchen features a large island with bar seating and a hidden butler's pantry with a sink and space for a second refrigerator, providing extra room for preparation and storage. A built-in entertainment center creates a focal point in the spacious living room, while the separate office offers a dedicated space for work or study. Fresh sod in both the front and backyard adds to the home's finished appeal. Conveniently located near an elementary school and nearby dining options, this fully completed home is ready to welcome its first owner. Schedule your private showing today!

Property Details

Type
Single-family home · Single Family Residence
Status
For sale
MLS#
29778892
Price
$446,000
Price per ft²
$174
Bedrooms
3
Bathrooms
4
Living area
2,558 ft²
Lot size
0.26 acres
Year built
2026
Subdivision
Palm Valley Heights
City
Harlingen
County
Cameron
HOA
$58/mo
Days on market
71
Listed
Aug 19, 2026
Last updated
Oct 22, 2026, 10:43 AM CT

Key Figures

Price per ft²

$174

Source: MLS listing

Estimated rent

$1,625/mo

Gross yield 4.4%

Asking rent: median of 14 active rentals, ZIP 78550, 3 bedrooms (not signed leases) · RGV MLS, Oct 28, 2026

Days on market

71

Source: MLS listing

Est. fixed costs per month
$1,247/mo Est.
Cash to close with 25% down
$124,880 Est.
Est. cap rate
0.1% Est.

How we calculate the cap rate, and how accurate it is

General information only, not legal, tax or financial advice. Ricardo Salazar is a licensed real estate agent, not an attorney, CPA or lender. Consult qualified professionals in the U.S. and Mexico.

Estimates Only

Investment Calculator

Purchase

List price per the MLS. Try your own offer.

25%

100% = cash purchase, no loan.

7%

Planning assumption, not a lender quote.

Loan term
Income
/mo

Asking rent: median of 14 active rentals, ZIP 78550, 3 bedrooms (not signed leases) · RGV MLS, Oct 28, 2026

8%

Share of the year the property sits empty.

Expenses
/yr

Estimated at 2.2% of the price per year. Verify it with the Cameron Appraisal District.

/yr

Estimated at 1% of the price per year; coastal wind coverage can cost more.

/mo

Monthly dues per the MLS listing.

5%

% of collected rent.

8%

% of collected rent, if you hire a manager.

3%

Buyer side: title, appraisal, lender fees (estimate).

How we calculate the cap rate, and how accurate it is

Cap rate = NOI ÷ price. NOI is the rent you would collect in a year, after vacancy, minus the costs of running the property. The loan is left out, so the cap rate measures the property as if you paid cash.

Gross rent, 12 months Estimate
$19,500
Gross yield: rent ÷ price, before costs
4.4%
minus Vacancy (8% of gross rent) Assumption
$1,560
equals Rent collected
$17,940
minus Property tax Estimate
$9,812
minus Insurance Estimate
$4,460
minus HOA dues, 12 months MLS listing
$696
minus Maintenance (5% of rent collected) Assumption
$897
minus Management (8% of rent collected) Assumption
$1,435
equals Net operating income (NOI)
$640
divided by Price MLS listing
$446,000
equals Cap rate
0.1%

Amounts are rounded to the dollar; the cap rate uses the exact figures.

Accuracy

It is an estimate, not a quote or a guaranteed return. It is only as good as its inputs:

  • From the MLS listing: price, HOA
  • Our estimates and assumptions: rent, property tax, insurance, vacancy, maintenance, management
  • MLS figures are what the listing reports. We have not verified them.
  • Listings in this MLS do not include property tax, so unless you enter your own figure we use 2.2% of the price a year. Look up the property’s value and taxing units at the Cameron Appraisal District (opens in a new tab); a rental does not get the homestead exemption.
  • If a listing advertises its own cap rate, it may leave out vacancy, management or other costs, which makes it look higher.
  • To confirm it, ask for the current lease or rent roll, last year’s tax bill (Cameron County Tax Assessor-Collector) and your own insurance quote from a Texas-licensed agent; coastal wind and flood coverage can cost much more. For a specific property, Ricardo can ask the listing agent for the lease, the tax bill and what the seller pays for insurance.

What It Leaves Out

  • The mortgage. Your loan shows up in cash flow and cash-on-cash, not in the cap rate.
  • Big repairs and replacements (roof, A/C, appliances) and savings set aside for them.
  • Utilities, lawn care or pest control, if the owner pays them.
  • Closing costs, leasing fees, income taxes in the U.S. or Mexico, and depreciation.

Location and Drive Times

2121 Su Casa Cir, Harlingen, TX 78550 Open in Google Maps (opens in a new tab)

  • Gateway International Bridge≈ 40 min approx.
  • B&M International Bridge≈ 40 min approx.
  • UTRGV Brownsville campus≈ 40 min approx.
  • Veterans International Bridge at Los Tomates≈ 40 min approx.
  • Port of Brownsville≈ 40 min approx.
  • South Padre Island (Queen Isabella Causeway)≈ 50 min approx.
  • SpaceX Starbase launch site, Boca Chica≈ 60 min approx.

Approximate car times computed from the map: city pace for the first 10 km, highway pace after that, and trips that would cross the ship channel go around it by the Port. They do not include traffic, bridge waits or launch-day road closures.

Schematic

Approximate positions; not a navigation map.

  • Area (opens its page)
  • International bridge
  • Main highway
  • Ship channel

Gateway Bridge to South Padre Island: ≈ 37 km (23 mi) in a straight line.

Base map data © OpenStreetMap

Financing for Foreign Buyers

Ricardo is not a lender. Ask him which loan types exist for foreign buyers and which documents lenders usually request.

Message on WhatsApp Read the buying guide

Ask About This Property

Ricardo Salazar

REALTOR® · TREC #643769

Ricardo Salazar

RCR Real Connect Realty

  • Español
  • English
Phone / WhatsApp
+1 (956) 592-5052
Website
https://ricosalazar.com/

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About: 2121 Su Casa Cir · MLS# 29778892

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Listing office: CENTURY 21 JOHNSTON COMPANY

Listing agent: Debbie Del Bosque

Office contact: 956-425-3333

MLS# 29778892 · Last updated

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$446,000Est. cap rate 0.1%

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2121 Su Casa Cir, Harlingen, TX 78550 · MLS# 29778892

RICARDO SALAZAR

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