REALTOR® · TREC #643769
Ricardo Salazar
RCR Real Connect Realty
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Ricardo Salazar · REALTOR® · TREC #643769 · RCR Real Connect Realty (broker license #9012393)
Investor sheet · MLS# 29780793 · https://ricosalazar.com/properties/1909-sam-cir-harlingen-tx-78522-29780793
Single-family home
1909 Sam Cir, Harlingen, TX 78522
$289,427
- bd
- 4
- ba
- 3
- ft²
- 1,781
MLS# 29780793 · Listed by Raul Rodriguez, Imperio Real Estate · Tel. 956-803-0341
- TypeSingle-family home
- Year built2026
- Lot0.14 acres
- Price / ft²$163
- HOA / month$38
- Gateway International Bridge≈ 35 min approx.
Description
Charming Tuscan-style home offering 1,781 sq ft of comfortable living space with 4 bedrooms, 2.5 baths, and a 2-car garage. This inviting residence features timeless architectural details and a functional layout designed for everyday living. Well-proportioned living areas flow seamlessly, while the bedrooms provide privacy and flexibility for family, guests, or a home office. With its classic style, practical design, and desirable garage space, this home offers a perfect blend of character and convenience. Enjoy added peace of mind with a builder's warranty included, making this home an exceptional blend of style, comfort, and confidence in ownership.
Property Details
- Type
- Single-family home · Single Family Residence
- Status
- For sale
- MLS#
- 29780793
- Price
- $289,427
- Price per ft²
- $163
- Bedrooms
- 4
- Bathrooms
- 3
- Living area
- 1,781 ft²
- Lot size
- 0.14 acres
- Year built
- 2026
- Subdivision
- Paloma Ranch Ph I
- City
- Harlingen
- County
- Cameron
- HOA
- $38/mo
- Days on market
- 0
- Listed
- Nov 5, 2026
- Last updated
- Nov 5, 2026, 12:05 PM CT
Key Figures
Price per ft²
$163
Source: MLS listing
Days on market
0
Source: MLS listing
- Est. fixed costs per month
- $810/mo Est.
- Cash to close with 25% down
- $81,040 Est.
General information only, not legal, tax or financial advice. Ricardo Salazar is a licensed real estate agent, not an attorney, CPA or lender. Consult qualified professionals in the U.S. and Mexico.
Estimates Only
Investment Calculator
How we calculate the cap rate, and how accurate it is
Cap rate = NOI ÷ price. NOI is the rent you would collect in a year, after vacancy, minus the costs of running the property. The loan is left out, so the cap rate measures the property as if you paid cash.
- Gross rent, 12 months Not provided
- —
- Gross yield: rent ÷ price, before costs
- —
- minus Vacancy (8% of gross rent) Assumption
- —
- equals Rent collected
- —
- minus Property tax Estimate
- $6,367
- minus Insurance Estimate
- $2,894
- minus HOA dues, 12 months MLS listing
- $456
- minus Maintenance (5% of rent collected) Assumption
- —
- minus Management (8% of rent collected) Assumption
- —
- equals Net operating income (NOI)
- —
- divided by Price MLS listing
- $289,427
- equals Cap rate
- —
Amounts are rounded to the dollar; the cap rate uses the exact figures.
Accuracy
It is an estimate, not a quote or a guaranteed return. It is only as good as its inputs:
- From the MLS listing:
- From a rent comparable:
- Your figures:
- Our estimates and assumptions:
- Not provided, counted as $0:
- Missing: the monthly rent. Enter it to get a cap rate.
- MLS figures are what the listing reports. We have not verified them.
- The tax on a listing is the seller’s last bill, and it can be lower than what you will pay: a homestead exemption, the 10% cap on homestead appraisals and an over-65 or disability tax ceiling do not carry over to an investor.
- Listings in this MLS do not include property tax, so unless you enter your own figure we use 2.2% of the price a year. Look up the property’s value and taxing units at the Cameron Appraisal District (opens in a new tab); a rental does not get the homestead exemption.
- If a listing advertises its own cap rate, it may leave out vacancy, management or other costs, which makes it look higher.
- To confirm it, ask for the current lease or rent roll, last year’s tax bill (Cameron County Tax Assessor-Collector) and your own insurance quote from a Texas-licensed agent; coastal wind and flood coverage can cost much more. For a specific property, Ricardo can ask the listing agent for the lease, the tax bill and what the seller pays for insurance.
What It Leaves Out
- The mortgage. Your loan shows up in cash flow and cash-on-cash, not in the cap rate.
- Big repairs and replacements (roof, A/C, appliances) and savings set aside for them.
- Utilities, lawn care or pest control, if the owner pays them.
- Closing costs, leasing fees, income taxes in the U.S. or Mexico, and depreciation.
Location and Drive Times
1909 Sam Cir, Harlingen, TX 78522 Open in Google Maps (opens in a new tab)
- Gateway International Bridge≈ 35 min approx.
- B&M International Bridge≈ 35 min approx.
- UTRGV Brownsville campus≈ 35 min approx.
- Veterans International Bridge at Los Tomates≈ 40 min approx.
- Port of Brownsville≈ 40 min approx.
- South Padre Island (Queen Isabella Causeway)≈ 50 min approx.
- SpaceX Starbase launch site, Boca Chica≈ 60 min approx.
Approximate car times computed from the map: city pace for the first 10 km, highway pace after that, and trips that would cross the ship channel go around it by the Port. They do not include traffic, bridge waits or launch-day road closures.
Schematic
Approximate positions; not a navigation map.
- Area (opens its page)
- International bridge
- Main highway
- Ship channel
Gateway Bridge to South Padre Island: ≈ 37 km (23 mi) in a straight line.
Base map data © OpenStreetMap
Financing for Foreign Buyers
Ricardo is not a lender. Ask him which loan types exist for foreign buyers and which documents lenders usually request.
Ask About This Property
- Phone / WhatsApp
- +1 (956) 592-5052
- rico.salazar20@gmail.com
- Website
- https://ricosalazar.com/
Message Received
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MLS# 29780793 · Last updated
Contact
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